I thought that it was going to be easy to deal with the insurance company when my husband was involved in an accident. He was not at fault at all, and the other driver admitted that he fell asleep at the wheel, causing the chain reaction. My husband suffered extensive injuries, but they were not life threatening. He did miss about six weeks of work, and then he was on light duty for a few more months. I ended up having to hire a Sacramento personal injury attorney though because the insurance company denied our claim.
I thought everything was straight forward, and I had all of the documentation to prove everything. I had even seen the police report that stated the details of the accident as well as everyone who was injured. (more…)